Yuriy Moshes, Author at Mom Central Consulting https://www.momcentralconsulting.com Courses For Moms Fri, 22 Jul 2022 13:10:58 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.1 https://www.momcentralconsulting.com/wp-content/uploads/2021/02/cropped-LogoMakr-8sv1tO-32x32.png Yuriy Moshes, Author at Mom Central Consulting https://www.momcentralconsulting.com 32 32 Working moms as a stock trader https://www.momcentralconsulting.com/working-moms-as-a-stock-trader/ https://www.momcentralconsulting.com/working-moms-as-a-stock-trader/#respond Fri, 22 Jul 2022 13:10:57 +0000 https://www.momcentralconsulting.com/?p=197 Working moms have to juggle a lot of responsibilities. They often feel like they are spread too thin and can’t seem to do it all. […]

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Working moms have to juggle a lot of responsibilities. They often feel like they are spread too thin and can’t seem to do it all. But what if I told you that there is one job that working moms can do that would help them balance their lives and make money? Trading stocks.

Let’s analyze why trading stocks is a great job for working moms. First of all, trading stocks can be done from anywhere with the help of analysis done by Checkman. You don’t need to be in an office to trade stocks. You can do it from the comfort of your home or even from your phone or a laptop while you’re on the go.

Second, trading stocks can be a flexible job. You can set your own time and work around your family’s schedule. You don’t have to worry about missing your kid’s soccer game or school play because you have to be at work.

Third, trading stocks can help you make extra money. If you’re good at it, you can make a lot of money and that too from the comfort of your home.

Fourth, trading stocks is a challenging job. It’s not easy to make money in the stock market. But it’s a good challenge to have since you can make a good earning from it. And it can be a lot of fun.

Fifth, trading stocks is a job that you can do for the rest of your life. Once you get good at it, you can trade stocks for as long as you want. You don’t have to retire from it.

Sixth, trading stocks is a job that you can do anywhere in the world. You’re not tied down to one location. You can work from anywhere if you have an internet connection and a device like a laptop or mobile phone.

What’s it like to be a working mom and stock trader?

It’s not easy being a working mom and stock trader. You have to be organized and have a lot of self-discipline. But it can be done with the right mindset and support system. Here’s what it’s like to be a working mom and stock trader.

If you’re a working mom, you know that time is precious. And when you’re also a stock trader, you have to use that time wisely. You have to be able to balance your time between work, your family, and your trading. That can be tough, but it’s doable with the right approach.

Here are some things that you need to keep in mind if you’re a working mom and stock trader:

1. Time management is key. You have to be able to juggle your work, family, and trading commitments. That means being organized and efficient with your time.

2. Self-discipline is a must. Trading can be stressful, and you have to be able to handle that stress. That means staying focused and disciplined with your trading strategy.

3. Have a support system. Having a supportive partner or family member who understands what you’re going through is important. They can provide moral support and help with the day-to-day logistics of being a working mom and stock trader.

4. Take care of yourself. This is important for any working mom, but it’s especially important for stock traders. Trading can be mentally and emotionally draining. Make sure to take breaks, exercise, and eat healthy foods to stay energized and focused.

5. Stay organized. This is important for any stock trader, but it’s especially important for working moms. You have to be able to keep track of your trades, your family commitments, and your work schedule. That means being organized and efficient with your time and your trading process.

Strategies for making money in the stock market for Working moms

There are a lot of different strategies for making money in the stock market. And as a working mom, you have to find the right strategy for you. Here are some things to keep in mind when finding a strategy for making money in the stock market:

1. Consider your time commitment. If you’re a working mom, you have to consider how much time you can realistically commit to trading. You might not be able to spend hours daily analyzing stocks and making trades. So, you need to find a strategy that doesn’t require a lot of time.

2. Risk tolerance. Trading stocks comes with risk. And as a working mom, you must be comfortable with that risk. If you’re not comfortable with taking risks, you might want to consider a different investment strategy.

3. Consider your goals. What are you hoping to achieve with your trading? Are you looking to make a quick profit? Or are you looking to build long-term wealth? Your answer will help you find the right strategy for making money in the stock market.

4. Consider your resources. What resources do you have available to you? Do you have access to a financial advisor? Do you have time to do your own research? Your answer will help you find the right strategy for making money in the stock market.

5. Consider your skills. What skills do you have that can help you succeed in the stock market? Do you have experience analyzing financial statements? Do you have a good understanding of the market? Your answer will help you find the right strategy for making money in the stock market.

The future of working moms as stock traders

The future of working moms as stock traders looks bright. With the right tools and resources, anyone can be successful in the stock market. And as a working mom, you have an advantage. You already know how to manage your time and stay organized. You also know how to handle stress. These skills will help you succeed in the stock market.

Google offers a wide range of tools and resources that can help working moms succeed in the stock market. The Google Finance website offers real-time stock quotes, news, and analysis. The Google Trends website can help you track popular stocks and investment trends. And the Google AdWords keyword tool can help you find profitable investment opportunities.

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Work for moms https://www.momcentralconsulting.com/work-for-moms/ https://www.momcentralconsulting.com/work-for-moms/#respond Fri, 22 Jul 2022 13:03:47 +0000 https://www.momcentralconsulting.com/?p=194 Becoming a mom is one of the most rewarding things a woman can do in her life, but it can also be one of the […]

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Becoming a mom is one of the most rewarding things a woman can do in her life, but it can also be one of the most challenging. Juggling the demands of work and home can be daunting, but with a little organization and planning, it’s definitely possible to have it all. Here are eight tips for working moms that will help make your life a little easier.

1. Get organized

The first step to being a successful working mom is to get organized. There are lots of good planners available which you ca use it to keep track of your work schedule, your kids’ activities, and anything else that you need to remember. Having everything in one place will help you stay on top of everything and avoid last-minute scrambling.

2. Learn to delegate

One of the most important things working moms need to learn is how to delegate. Delegating your work can help you manage your job effectively. Enlist the help of your spouse or partner, family members, or friends when it comes to childcare, housework, or anything else you need assistance with.

3. Make time for yourself

It’s important to make time for yourself, even when you’re a busy working mom. Whether it’s taking a few minutes each day for a cup of coffee or going for a walk around the block, find ways to fit in some “me time” into your schedule. You’ll be happier and more productive if you take some time to relax and recharge.

4. Set priorities

When you’re a working mom, it’s important to set priorities. There will always be things vying for your attention, but you need to focus on what’s most important. If your family is your top priority, make time for them. If your job is important to you, make sure you’re putting in the effort to succeed.

5. Don’t sweat the small stuff

One of the best pieces of advice for working moms is to not sweat the small stuff. You can’t do everything perfectly, and that’s okay. Instead of beating yourself up over every little thing, focus on the big picture and let the small stuff go.

6. Take advantage of technology

Technology can be a working mom’s best friend. There are so many helpful tools and apps out there that can make your life easier. From online grocery shopping to virtual assistant apps, take advantage of the technology at your fingertips to simplify your life.

7. Ask for help

Asking for help is one of the most important things working moms can do. Don’t be afraid to ask for assistance if you need help with childcare, housework, or anything else. Enlist the help of your spouse or partner, family members, or friends, and you’ll be surprised at how much easier your life will become.

8. Seek support

There are times when being a working mom can be tough. If you’re feeling overwhelmed or stressed out, seek out support from other working moms. Many online and offline support groups are available, and talking to other moms in the same boat can be incredibly helpful.

The pros and cons of working moms

Though there are many benefits to working mothers, there are also a few drawbacks. Lets will explore both the pros and cons of working mothers.

The Pros of Working Mothers

1. They Teach Their Children Important Skills

One of the biggest benefits of working mothers is that they teach their children important skills. When kids see their moms juggling work and family, they learn how to time manage and prioritize tasks. They also learn how to be independent and how to handle stress. These skills will be incredibly valuable to them as they grow up and enter the workforce.

2. They Are Great Role Models

Working mothers are also great role models for their children. By working hard and achieving their goals, they show their kids that anything is possible if you set your mind to it. This can be a great motivator for kids, especially girls, who might not otherwise believe that they can have successful careers.

3. They Can Afford More

Working mothers often have a higher income than stay-at-home moms. This means that they can afford to provide their children with more opportunities and experiences. They can also afford to send their kids to better schools and give them access to extracurricular activities that they might otherwise be unable to participate in.

4. They Are More Likely to Be Satisfied With Their Lives

Research has shown that working mothers are generally more satisfied with their lives than stay-at-home moms. This is likely because they have a sense of accomplishment from their careers and feel like they are contributing to the family finances. They also often have more social interaction than stay-at-home moms, which can lead to a greater sense of satisfaction.

The Cons of Working Mothers

1. They Might Feel Guilty

Many working mothers feel guilty about not being able to spend as much time with their kids as they would like. They might worry that their kids are missing out on important bonding experiences or that they are not doing enough to help them reach their full potential. This guilt can be incredibly stressful and can make it difficult for working mothers to enjoy their jobs.

2. Their Kids Might Suffer academically

Another potential downside of working mothers is that their kids might suffer academically. This is because they often have less time to help with homework or attend school functions. Additionally, working mothers might be more likely to rely on childcare, which can lead to kids being around other children who are not necessarily academically inclined.

3. They Might Be Stressed

Working mothers often have a lot of stress in their lives. They might feel like they are not doing enough at work or at home. They also might feel like they are not spending enough time with their kids or that their kids are not getting the attention they need. This stress can take a toll on both the mother and the child and lead to future problems.

4. Their Marriage Might Suffer

If working mothers are not careful, their marriages can suffer. This is because they might be so focused on their careers that they neglect their relationships with their spouses. Additionally, working mothers might have less time for date nights or other quality time with their husbands. As a result, marriages can become strained and even end in divorce.

So, there you have it. These are some of the pros and cons of working mothers. What do you think? Are the benefits worth the potential downside? Only you can decide that for yourself. But, if you are a working mother, it is important to try to balance work and home life so that your career and your family can thrive.

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Can a Lawyer Help Stop Foreclosure in NYC https://www.momcentralconsulting.com/can-a-lawyer-help-stop-foreclosure-in-nyc/ https://www.momcentralconsulting.com/can-a-lawyer-help-stop-foreclosure-in-nyc/#respond Mon, 05 Jul 2021 08:07:39 +0000 https://www.momcentralconsulting.com/?p=143 Foreclosure is a serious step that can throw you out of your own home. It can happen when there is not enough money to pay […]

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Foreclosure is a serious step that can throw you out of your own home. It can happen when there is not enough money to pay for property taxes, mortgage payments, and other homeowner’s association charges.

Many homeowners think it is too late to save their homes and they will eventually lose everything. While it is true that foreclosure proceedings have a fast-moving process, a reliable attorney can help you to stop foreclosure. Learn what options are available for you, and how hiring an attorney for foreclosure help can benefit you.

Foreclosure Process Timeline

Foreclosure usually begins with a missed payment. This missed payment makes it difficult to get caught up on your mortgage payments and leads to more missed payments. Then, about three to six months after the first missed payment, the lender has the ability to file a Notice of Default in court, which will inform the court and you that the lender plans to take legal action if you do not pay for the missed loan payments.

Next, after receiving a Notice of Default, you will have about 90 days to either pay the missed amounts or to work out some other type of option with your lender. If you do not take action, you may find yourself in the middle of foreclosure proceedings.

Government Help to Stop Foreclosure Process

Two common ways the Government can step in to help resolve the foreclosure is through sponsoring programs and loan modifications. Modifications are realized when one or more components of the mortgage agreement get negotiated in the borrower’s favor, such as:

  • Lengthening the life of the loan
  • Reducing the loan principal
  • Decreasing the interest rate

Depending on the borrower’s situation, there are government-sponsored programs that provide loans to help stop the foreclosure process.

Contact local housing counseling agencies to see which options are best for your case. Below are five common programs offered by the government for foreclosure prevention.

Second-Lien Modification Program (2MP)

This type of program supports homeowners who used their property to take out a second mortgage. This pertains to homes where the original mortgage has been revised under the HAMP Program (Home Affordable Modification Program).

Principal Reduction Alternative (PRA)

The PRA program supports the mortgage lender to scale down the amount of principal that is owed. Currently, there are over one hundred loan servicers taking part in this system.

Home Affordable Unemployment Program (UP)

This Program interrupts or reduces the borrower’s payments who are unemployed for at least 12 months. Those who qualify, get their mortgage payments reduced up to a third of their income or even entirely suspended.

Hardest Hit Fund (HHF) Programs

The US Treasury manages the Hardest Hit Fund, this program supports states that were heavily affected by the economic crisis.

Every state has local agencies that work with homeowners, covering mortgage payment help for the unemployed, transactional assistance, and principal reduction.

This saves people in the homes they live in, or relocate to affordable housing.

The Home Affordable Foreclosure Alternatives (HAFA) Program

They cater this program towards borrowers who might meet the necessary requirements for the government Home Affordable Modification Program (HAMP), but cannot avert foreclosure or secure a loan modification.

The HAFA program brings funding and protection to qualified borrowers that decide to do a Deed-in-Lieu of Foreclosure or a short sale.

How Can Government Use Loan Modifications To Stop A Foreclosure

Government seeks loan modification to get the borrowers a more affordable monthly payment plan. They interpret an “affordable” debt payment for the borrower to be less or equal to 31% of their monthly gross income.

Mortgage Refinancing

Refinancing is a loan to stop a foreclosure from happening.

Mortgage companies might require a waiting period in the time between refinance and foreclosure. We refer to this as a “seasoning period.”

The length of this period depends upon your specific loan type and the creditor’s internal controls.

Refinancing your mortgage highly depends on your loan terms.

The primary 3 reasons that lead to mortgage refinancing are the following:

  1. A borrower can refinance your mortgage to include unsecured debt.
  2. A borrower could refinance to lower your interest rate and pay a lower monthly payment.
  3. A borrower could refinance to an even lower interest rate with a shorter loan term to finish paying off your mortgage sooner.

The third choice requires higher income, and the first choice involves sufficient equity.

However, most choose to refinance for less costly monthly payments.

Making Home Affordable

Your current loan terms will decide if you should refinance.

Refinancing your mortgage to owe less on monthly payments without increasing the borrowing amount will make for long-term savings.

How a Lawyer Can Help to Stop Foreclosure?

The most interesting part of the article is what an attorney for foreclosure help can do for you. The first thing is that attorney is familiar with the foreclosure process and will always offer the best solution for your situation. The second thing is about paperwork. You need to deal with foreclosure quickly until it’s too late.

There are fewer basic options for the property owner who is facing the early stages of foreclosure. If the home is sold for more than was owed, a qualified NYC lawyer can stop a foreclosure by assisting in putting a pause on property.

Getting legal help to stop foreclosure and or eviction is essential to upholding the negotiation process and to avoiding an earlier eviction.

Appointing lawyers to help stop foreclosure is pivotal to entering a negotiation. Whether filing for Chapter 7 or Chapter 13 bankruptcy, the court issues an ordinance called “automatic stay”. An automatic stay ceases your creditor’s collection operations immediately.

Advocates still have an array of tools they can use to elongate the time of the foreclosure, one of them is loss mitigation. Using “loss mitigation” applies to the duty of the loan servicer to reduce or mitigate the loss to the investor (the loan owner) arising from a default from the borrower. With the high costs investors bear throughout the process of foreclosure, loss mitigation is a useful negotiation tactic for the investor.

Loss mitigation may benefit the borrower too, by providing options:

  • Loan Modification
  • Forbearance Agreement
  • Reduced Repayment plan

These options let the borrower remain in their home. Other choices, such as a deed in lieu of foreclosure or a short sale help the borrower hand over the property without progressing through foreclosure.

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